Allstate renters insurance coverage is available in all 50 states. When it comes to customer experience, Allstate ranks better than most insurance providers. HomeInsurance.com, LLC, is a licensed insurance producer resident in North Carolina with license number 020773852, with its principle place of business at 15720 Brixham Hill Avenue, Suite 300, Charlotte, NC 28277. What started as an auto insurance company has grown to one of the largest overall insurance companies and the 6th most popular nationwide. An Allstate agent can help walk you through the coverage you may require for your rental unit insurance … Nazblith Aniles is insurance licensed in the state(s) of Arizona. Because it’s newer to the market, Lemonade’s financial strength hasn’t been rated by AM Best. Other factors can also increase your premium, like living in a neighborhood with a high rate of crime or inclement weather. Allstate also offers insurance for your home, motorcycle, RV, as well as financial products such as permanent and term life insurance. A standard renters insurance policy typically includes three types of coverage. Like other insurance companies that offer renters insurance, Allstate offers a certain level of base coverage with the option for customers to pay more for add-ons. This means you'd have to pay a certain amount of money toward the covered item's repair or replacement before your insurer will help pay for the loss. Renters insurance usually includes coverage for additional living expenses. Read your policy to understand how much coverage it provides and make sure it fits your needs. Location data not available. Specifically, Allstate is one of the only insurance providers that offer a discount for retired people, or those over age 55. Here are a few things to keep in mind: Personal property coverage may not help protect everything you own. It offers several insurance products, including renters insurance. Covered costs may include hotel bills or additional food expenditures that are above the amount you would typically spend. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. The company also rates above the industry average for, . Allstate has a lot to offer in terms of renters insurance since it offers more discounts than its competitors and is near the top of the list for customer satisfaction. Average premiums are in line with the industry average, Ranks third in overall customer satisfaction, Allstate offers more discounts for renters insurance than its competitors. Oops! are one of the things that Allstate is known for. While renters insurance helps protect you and your belongings, keep in mind that it typically does not cover the physical building you're living in. If you’re in the market for renters insurance, Allstate is a solid option. Allstate was founded in 1931 and has grown to become the largest publicly held personal lines insurance company in the United States. Allstate offers discounts for bundling renters and auto policies, having home safety features installed, signing up for autopay, having a clean claims history and being 55 or older. Student Guide to Renting for the First Time. A renters insurance policy from Allstate has all the basics, including personal property, personal liability, and additional living expenses coverage. Allstate and State Farm are both solid choices for renters insurance companies. Liability coverage is another protection typically included in a renters insurance policy. The purpose of renters insurance is to cover damage or losses you sustain in the event of a fire, break-in or other unforeseen events. Allstate ranked third. Based on coverages selected. Learn more about how we make money. The company’s website provides online tools and resources that can help you learn about renters insurance and decide how much coverage you need. Allstate has more customer complaints but also ranks higher in customer satisfaction. The amount of your deductible is often tied to your policy's premium (the amount you pay your insurance company to keep your policy in force). And the advertised offers may be subject to additional terms and conditions of the advertiser. Your agent can help you adjust it to fit your needs. You can find answers to some more frequently asked questions about renters insurance here. A typical renters insurance policy includes three types of coverage that help protect you, your belongings and your living arrangements after a covered loss. But it has quickly gained popularity. Our reporters create honest, accurate, and objective content to help you make decisions. Denise Simmons is insurance licensed in the state(s) of Massachusetts. Overall, Allstate has a good reputation among consumers. Read on to learn how each type of coverage works. Allstate has many different companies that underwrite its renters insurance policies, including Allstate Fire and Casualty Insurance Company, Allstate Insurance Company, Allstate Indemnity Company, Allstate Life Insurance Company and more. For renters who have valuable items, Allstate offers an umbrella policy to raise coverage limits. The Best Term Life Insurance Companies is Elizabeth’s favorite review on Reviews.com. According to YouGov, 47% of people have a positive opinion of the company, compared with just 13% who have a negative opinion. Allstate customers can file most claims via My Account. Elizabeth has been featured in The Simple Dollar, Bankrate and Coverage.com, among others. Companies with sound financial strength will not have issues paying out claims, regardless of the amount. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Talk to your agent about any emergency repairs that may be needed. Allstate has been offering insurance products in the U.S. for the past nearly 90 years. Even though their premiums are higher than competitors, customers can take advantage of discounts to lower their rates. We research relentlessly to make your most important decisions Compared to most competitors, Allstate offers more discounts than others. Get the protection you need and the peace of mind you deserve with Allstate insurance. Or, brush up on more insurance lingo with our glossary. To compare renters insurance companies across the board, we calculated a Reviews.com score based on the following: *All information accurate as of October 29, 2020. Customer Experience– The amount of complaints a company receives is an indicator of the overall customer experience as it expresses dissatisfaction. You may not always be able to prevent certain situations, such as theft, a break-in or a visitor's injury, and that's where renters insurance comes in. Allstate offers basic renters insurance coverage, plus a few add-ons. Protect your items from further damage. Your lenders will also likely require renters insurance if you have an existing mortgage on a property that you are renting out. So, your actual offer terms from an advertiser may be different than the offer terms on this site. This table breaks down the different types of coverages in a renters insurance policy and what they usually cover. For example, if your furniture and clothing are destroyed by a fire, this coverage may help you pay for the cost of replacing them. for personal property, scheduled personal property, reimbursed living expenses, liability and guest medical coverage. Allstate Insurance Company of Canada is one of Canada’s leading producers and distributors of home and auto insurance products. 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